Structured Settlements Information

Structured Settlements Information

Options for Lawsuit Settlement Winners Receiving Periodic Payments


On January 22,2002, President George W. Bush signed into law a bill that protects individuals who must sell their structured settlement payments to meet unplanned financial needs.

A Structured Lawsuit Settlement Seemed Like a Good Idea at One Time


You are receiving payments spread out over months, years, even a lifetime.  It's great when the money arrives but the payments are often too small or too spread out to really satisfy your needs.

The Cash Now Question


If you have ever been in a bind for cash you know the stress, the weight of not being able to pay your bills. In these desperate times, desperate measures are often taken.

How To Form a UK Limited Company


When starting a business, a large number of people go down the route of forming a limited company or, to give it its full title, a limited liability company.The alternative for someone starting up in business on their own is to trade as a sole-trader.

Structured Settlement as an Investment Vehicle


You always hear people talking about the latest investment vehicle they're using. It's water cooler talk, dinner table talk, phone talk, it's everywhere talk.

Offshore Asset Protection Trusts for US Citizens


When it comes to discussing offshore anything and US citizens - from offshore trusts to investments, from offshore banking to company incorporation - it's important to note the following facts: -- US citizens are taxed on their worldwide income. This includes income from interest, dividends and gains whether onshore or offshore.

Consider a Structured Settlement?


Structured settlements have been around for a long time however their popularity has steadily increased over the past 6 years. In 1999 only 7% of insurance settlements that were under $7,000 were completed as structured settlements.

A Revolutionary Fundraising Opportunity -- Life Settlements


Amid fundraisers' growing concerns about the current charitable giving climate, dampened by the erratic stock market and shaky economy, a new fundraising opportunity has emerged - Life Settlements.What is a Life Settlement? A Life Settlement is the sale of an existing life insurance policy for a lump sum of cash that is more than the cash surrender value.

When Should You Not Cash Out Your Annuity?


You should not cash out your annuity when it's not in your best interest.Here are 3 reasons it might not be in your best interest; it's too soon, you don't have a good enough reason, it will cost you too much.

The Cost of Not Having Money


The self-esteem factor of not having enough money is underestimated. You know what I mean don't you? The agony of financially struggling and the ecstasy of financial abundance are dramatically different moments in a person's life.

Structured Settlement - Guaranteed Income for those with Disabilities


Up until twenty years ago, anyone who won a lawsuit as a result of a claim involving worker's compensation, wrongful death or accident had to accept a lump sum payment as their compensation. The payment would be intended to be invested, with the beneficiary living off of the proceeds for as long as their recovery was expected to take.

Structured Settlements Offer Advantages over Lump-Sum Payments


A structured settlement, which offers injury victims cash payments through a long-term annuity as compensation for their damages and medical expenses, offer a number of possible advantages over payment in a lump sum. While the lump sum payment is the traditional way for responsible parties to pay accident claims, the structured settlement offers payments over the span of an agreed-upon period of time.

Making Backwards Choices


I was reading this past week about a woman who lost 170 lbs in 9 months by eating backwards. She had breakfast for dinner and dinner for breakfast.

Structured Settlements - Should You Sell Yours?


In recent years, it has become more common for victims of accidental injury who accept a settlement from the at-fault party to accept a structured settlement instead of a lump-sum payment. With a structured settlement, the injured party receives payments over an agreed-upon length of time - five years, ten years, or even a lifetime, rather than receiving payment up front in a lump sum.

Structured Settlement Factoring


Have you received a structured settlement recently? A structured settlement can be a good thing if you have been a victim of malfeasance, have been severely injured or can no longer physically work. Structured settlements will help you pay bills.

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07/15/2016 12:37 PM
Structured Settlements - What Are They?
1. What is a Structured Settlement Annuity? 1. A Structured Settlement Annuity (SSA) is a contract issued by an insurance company that originated from a legal action such as a car accident, workplace accident, wrongful death, medical malpractice, etc. The original claimant (plaintiff) elected to accept a series of payments instead of a lump sum settlement. This series of payments are guaranteed by an US based insurance company and is in the form of a fixed annuity. 2. In about 20% of the cases the claimants (or their heirs) elect to sell their SSAs (in full or part) in exchange for a discounted lump sum of cash today.
10/13/2015 09:49 AM
Asset Locator - Finest Way to Locate Your Money!
The advantage designation that works best at any given point in one's life will depend to a great extent on time skyline and the capacity to endure hazard. Rather than settling on any dishonorable choice, it is ideal to begin by choosing what blend of stocks, securities and shared trusts you need to hold, this alludes to as resource assignment.
08/21/2015 09:20 AM
Questions and Answers on Structured Settlements
If you have been involved with a lawsuit involving personal injury settlements, your attorney may suggest that you consider structured settlements. This is when your case involves settling for a large amount of money, and often the other side's attorney will offer a plan for you to receive the settlement amount over a proposed period of time, rather than all at once in a lump sum.
06/05/2015 03:54 PM
What Is A Secondary Market Annuity?
Learn about a little known investment product which has been used by hedge funds and other large investors for many years for their safe no volatility yields. Secondary Market Annuities are now available to the public and fully approved for use in an IRA.
03/26/2015 12:21 PM
How To Discount Paper
Buying existing loans or notes and discounting them to achieve your desired yield. This often seems to be a difficult process using some voo doo magic but really it is quite simple.
03/18/2014 08:07 AM
Structured Settlement Investments
Structured settlements provide beneficiaries of compensation awards the opportunity to receive the award via a series of periodic payments rather than as 1 single payment. This article provides the reader with an introduction to structured settlements, and explains how these awards can be traded in the investment markets.
03/12/2014 09:33 AM
Structured Settlement Loans
The article provides an overview of structured settlements loans. These provide a vehicle for beneficiaries of structured settlements to exchange all or part of their periodical payments for an immediate lump sum payment.
02/18/2014 09:56 AM
Learn How to Apply For Settlement Loans
With the popularity that lawsuit cash advances are getting nowadays, companies that offer these types of loans also offer advice to their clientele. If you are considering getting a settlement loan, this advice may be important. For instance, respected and responsible lending firms encourage plaintiffs to look at other kinds of legal funding, together with lawsuit loans.
06/25/2013 05:35 PM
How Do Annuities Work?
Annuities consist of long term products and are a very straight forward approach to funding your future. However, before purchasing, it's important for you to have a good understanding of what you're buying. This article defines an annuity and tells you how it works.
06/17/2013 03:25 PM
Should I Buy a Long Term Care Annuity?
LTC (Long Term Care) is a new insurance product that provides beneficiaries the opportunity of receiving extensive benefits if/when they need them. In this plan, there are no premiums or secondary underwriting placed upon the user. This article is to help you decide if a long term annuity is right for you.
04/04/2013 04:49 PM
Companies That Buy Structured Settlements
Practical advice when looking for a company to purchase your annuity. Selecting the right company will have significant results on the amount you receive when selling a settlement.
03/18/2013 02:46 PM
An Investment You Can Trust
Company leaders must constantly evaluate the ROI on system-wide programs and initiatives. Things that were once considered simply a good business practice, like community and philanthropic involvement, are today considered an investment. After all, in business, what is more valuable than your time and money?
03/15/2013 02:54 PM
What Buyer of Structured Settlement Payments Should You Consider?
If you're looking to sell your structured settlement payments, there are many things to consider. Here are a few questions you should answer.
03/08/2013 11:10 AM
How to Sell Your Structured Settlement and Annuity Payments For The Most Cash
This guide will provide you with important information on how to sell your structured settlements and annuity payments for the most cash. You will be provided with information that other articles don't clearly explain.
02/28/2013 01:08 PM
Understanding All About Structured Settlement Loans
You can get structured settlement loans in almost all states of the US. Mostly, people enter into structured settlements for getting compensation from the companies or individuals after lawsuits. This compensation is paid over a set time period, and in equal installments.
02/28/2013 11:27 AM
What You Need to Know About Structured Settlement Companies
Structured settlement companies can help you a lot. A structured settlement is a financial or insurance agreement that a person accepts rather than taking a lump sum payment. There are many factors to consider when looking for structured settlement companies to work with.
02/22/2013 02:03 PM
Cash for Your Annuity Payments
Getting the cash to pay for your son's college, or to pay for your new house is something you can't simply ignore. Most annuity recipients sell annuity payments for this reason.
02/01/2013 04:06 PM
Why Is A Financial Settlement Preferred Over Legal Battles?
Structured settlement is an arrangement made when a plaintiff settles a case for a large amount of money that is to be paid by the defendant in installments over a period of time, rather than as a single lump sum. This arrangement is often done in consultation with a financial planner and the plaintiff's attorney.
12/28/2012 03:03 PM
Annuities Explained - What Are Annuities and What Are the Pros and Cons of This Financial Contract?
Getting annuities explained becomes necessary for people when they are not able to understand what this financial contract actually is. A contract through which a consistent stream of income is provided by an insurance company in return for the payments made by an individual is known as an annuity. The fact that even retirement income can be availed through an annuity makes it even more attractive.
12/19/2012 11:56 AM
I Have Debt - Settlement Pros And Cons
Are you in debt? Maybe you are deep in debt? You have been thinking about a debt settlement but never considered the positive or negative implications of doing so. What can be the worse thing that could happen? Let's take a look at the pros and cons in doing a debt settlement?
10/29/2012 11:03 AM
Buying and Selling Structured Settlements
Understanding what a structured settlement is and how it's calculated is an important aspect to consider before thinking of selling. When an individual's financial needs change, the prospect of selling becomes a possibility.
10/09/2012 02:24 PM
The Pros and Cons of Using Structured Settlement Companies
It is quite common for a recipient of a large settlement to wonder what to do with all their newly acquired money. Should you take it all in one big payment or spread it out over time. Both options have their advantages and disadvantages. Structured settlement companies can help by buying your settlement or annuity and paying you a lump sum, but are their services worth the price.
09/11/2012 10:31 AM
Payment Protection Insurance Claims - Pros and Cons of Claiming Yourself Or Using A Company
This articles purpose is to compare the pros and cons of claiming back PPI yourself, or using a PPI claims firm to help you with your claim for compensation. Read further to learn more about it.
08/09/2012 03:24 PM
Lawsuit Settlement Funding Is Beneficial
There are so many people worrying about how they are going to make ends meet. They are borrowing money off of loved ones and taking financial risks that they should not be taking. With lawsuit settlement funding, it is not necessary to have to take risks that can cause a great deal of harm to a person in the long run.
06/01/2012 02:24 PM
Getting Cash for Structured Settlements
People may still decide to sell their entire structured settlement if the financial demand is sizable. A number of people sell structured settlements in order to invest in additional effective investments. Selling these payments is a solid and permissible action. This is as a result of listed insurance firms assign these payouts, making them viable and safe.
05/18/2012 05:26 PM
Structured Settlement Sales
There are several reasons someone could wish to sell a structured settlement. They may need the cash to fulfill their fundamental living expenses or they may just desire to invest the money for their future. Still, the primary motivating reason is that they would like to gain access to their money, regardless of their wish of how they spend it.
05/18/2012 10:36 AM
What Are Structured Settlement Annuities?
Structured settlements are a kind of monetary agreement where an individual can transfer the claim to expected installment payments for structured settlement lump sum of money. The money coming out of the structured settlement sent to the lender or funding business assuming that you were making monthly payments to payoff the loan. This is an alternative that allows an individual who needs to bear the cost of medical bills or to make an unexpected payment easy access to the finances that they need.
05/10/2012 02:13 PM
Pre Settlement Funding: Help When You Need It The Most
Ever hear about pre settlement funding? Neither had I, but the simple fact is it's an answer -albeit one you have to pay for- to the issues that arise immediately following an accident and waiting for the outcome of a lawsuit.
04/30/2012 08:51 AM
Settlement Annuity
A structured settlement is a guaranteed stream of future payments. They are referred to in the tax code as periodic payments.
04/19/2012 03:05 PM
Calculating Structured Settlement Payments
To accurately calculate the current worth of a structured settlement or annuity, enter the applicable discount percentage (8- 20%) followed by the payment schedule of the settlement or annuity. To calculate the aggregate number of payments, use the number of guaranteed payments left in the cash flow (i.e. 60 payments = 50 years). Life dependent years have a greater discount fee as a result of the life insurance that should be bought for these kinds of affairs. An increase in the discount rate is essential for life contingent cases.
04/18/2012 01:48 PM
Learn About Structured Settlements
If you want to know what a structured settlement is and how it works, this article might be helpful. This form of arrangement is mostly concerned with the amounts of money paid to an individual after a suit. It also concerns itself with issues of tax reductions. If you happened to be a winning plaintiff in a lawsuit, you must have received some form of compensation from the defendant, whether a company or an individual.
03/14/2012 01:52 PM
The Hottest Internet IPOs of 2011 - Who Went Big and Who Went Home
Over 24 Internet companies launched IPOs last year in the US alone according to Renaissance Capital. 2011 included four of the five largest US Internet IPOs ever - Bankrate, Groupon, LinkedIn and Zynga - raising $2.4 billion. However if you bought Internet or social-media IPO stocks in the past couple of years, you have probably lost money. According to Birinyi analyst Kevin Pleines, 18 of the 30 stocks are below their IPO price and 24 of the 30 are below their opening price on their first day of trading.
03/13/2012 12:05 PM
The Debt Collectors: Who Are They? Why Are They So Rude?
We've all had it happen. An unfamiliar phone number appears on your phone, and you decide to answer. Immediately you regret your decision because on the other end is the dreaded debt collector looking for payment for some random debt item that you may or may not even be responsible for.
03/08/2012 01:38 PM
Why a Structured Settlement Payment Is a Good Choice?
Structured Settlements guarantees many advantages that make them a good choice. The main benefit of this is that it provides income at periodic intervals and the money is free of state as well as federal taxes. But, the interest accrued from investments made from cash gained through a lump sum is related to federal and state tax.
03/07/2012 02:15 PM
Understanding Structured Annuity Settlement
A structured annuity settlement can be explained clearly as a situation where in a certain insurance company releases cash installments as payment to a qualified person who met an accident. In circumstances like this, cash payments are given for every period or installment. In general, the claimant will receive this money as long as he or she is alive.
01/31/2012 11:36 AM
Structured Settlements - Questioning Your Cash Options
The smart decisions we make are triumphs of judgments, while the bad decisions is an opportunity to learn. When it comes to structured settlements you may be questioning your cash options. If you have come into a lot of money, it would be beneficial for you to ask around about a structured settlement to consider for your future care and needs.
01/31/2012 08:53 AM
Strength From Your Annuity After Death
Are you attempting to find some strength from your annuity after death? A loved one has died and left you an annuity. Death benefits can present you security and strength for you or your loved ones.
01/30/2012 01:57 PM
Structured Settlements - Pros and Cons of Structured Settlement Over a Lump Sum
An initial response for most people who are faced with a large sum of money is to take the money and run. When finalizing details of a structured settlements agreement stemming from an injury sustained by someone's negligence, it would be in your best interest to stop running and consider your payout options.
01/19/2012 09:35 AM
A Structured Settlement Is Beneficial To All
A structured settlement is a method of payment used to pay compensation to a plaintiff for his or her injuries or losses. The compensation involved is to be paid by the defendant found guilty or responsible for the loss. Basically, the settlement is paid by the defendant to the plaintiff in installments over a predetermined period of time.
12/12/2011 02:04 PM
Benefits And Safeguards Provided By The Structured Settlement Protection Act
It is quite important for anyone that is anticipating, or actually is aware that they are going to receive annuity payments in the form of a structured settlement from any type of litigation to familiarize themselves with the Structured Settlement Protection Act. The Structured Settlement Protection Act 2002 was put in place for the protection of those people who desire to sell part or all of their annuity associated with a structured settlement.
12/12/2011 12:27 PM
A Structured Settlement
Structured settlement refers to the contract between the complainant and the defendant. Here, the complainant will be paid a certain amount of money by the defendant. These funds are usually paid for personal injury, medical malpractice or worker's compensation. The complainant may choose if he or she want it to be paid in a lump sum or for periods of installments. Even though you badly need money, you need to examine the options carefully.
12/08/2011 04:56 PM
Why Choose A Structured Settlement
By definition, according to the Internal Revenue Service, a structured settlement is an insurance or financial arrangement that is paid over a period of time. The claimant agrees to the resolution of a personal injury claim in the form of periodic payment installments.
12/07/2011 11:37 AM
What Are the Pros and Cons of Structured Settlements?
Normally, when someone wins a judgment or settles their lawsuit the defendant is obligated to pay you the settlement amount in one lump sum. Another option is a structured settlement. The structured settlement would pay you in installments over a specified period of time rather than a lump sum.
10/17/2011 09:38 AM
Selling Structured Settlement Payments - What Is The Process?
Selling your structured settlement payments can seem like a daunting task. Knowing the different outlets for selling your future payments is vital in getting the best offer possible. You also need to understand some on the common misconceptions regarding the process and what is required by state law.
08/24/2011 03:56 PM
Structured Settlement Sales Professionals
The main way to providing quality services to clients in the annuity sector is to have structured settlement sales professionals who are able to guide clients with whatever query they may have. Personality and approach towards the client is considered very critical in business.
08/24/2011 02:42 PM
Negotiate Structured Settlements With Your Creditors
Negotiating structured settlements with your creditors is a simple process, always stay in touch with them and keep a log of all telephone conversations and correspondence from them. Make sure if a settlement is struck with one of your creditors to have the terms in writing before you make any payment, this written confirmation is called a Settlement Letter.
08/10/2011 04:07 PM
Lump Sum Benefits With Structured Settlements
If you are due to start receiving structured settlement payments over a long period of time, chances are you would rather be paid out all at once. In a lot of cases, a person who receives a settlement offer in a claims case or personal injury suit is banking on the money awarded in court to offset their medical, legal, and sometimes mental health bills.
08/08/2011 03:53 PM
Structured Sale Annuity Tax Minimization Strategies
A structured sale (also known as an installment sale) annuity is a very efficient investment vehicle for minimizing capital gains tax when selling or transferring a qualifying asset. The annuity guarantees periodic payments over an agreed upon number of years spreading out the capital gains tax liability for the seller.
07/22/2011 05:26 PM
Choosing a Buyer of Structured Settlement Payments
Are the biggest names or buyer of structured settlement payments the best? It certainly could be the case, depending on your circumstances. Or, are the other big or mid-size brokers better than the ones we all know and hear of?
07/14/2011 05:16 PM
Can I Trust An Annuity Purchase or Structured Settlement Broker?
When someone needs their money now, it's usually because they are financially unable to meet their obligations, to pay their bills, or have a quality of life they deserve. An annuity purchaser will get you a cash settlement quickly. Yes you take less for your settlement, but it's worth it in most cases. Now the problem is deciding which annuity purchaser should I choose? Can an annuity purchaser be trusted?


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